For many of us, shopping takes up a large chunk of the monthly budget. Whether you’re trying to save money on food shopping, or cut the cost of buying online, we’ve listed here a few tips to help you.
Work out what you spend your money on. Make a list of everything you buy in a typical month. This will make it easier to work out where you can cut back.
Shop around. Check out the competition and compare prices. For example, it might be cheaper to go to a different supermarket, or buy your electronics from a different website.
Beware of special offers. Vouchers, special offers and cashback deals were invented to make you spend more, not less. Never buy something you don’t need just because it’s on offer.
Don’t impulse buy. Think carefully before making a purchase - especially if it’s expensive. At the very least sleep on it! It might seem less appealing in the morning.
Check reviews. If you’re not sure about a product, check online to see if there are any reviews. Just type its name into a search engine, followed by ‘review’.
Save Your Receipts. Don't remove clothing tags or take your new goodies out of the box until you're ready to use them. Give yourself lots of chances to change your mind even after you've made your purchases.
Try Not to Shop When You're Bored. The silliest purchases happen when you probably shouldn't have been shopping in the first place. If you and your friends are bored and looking for something to do, don't automatically run to the mall. Instead, find inspiration from this list of fun, free things to do with your friends.
When in Doubt, Leave the Shop. On the fence about whether or not to buy something? Put it down and leave the store. If you decide later that you really want it, you can go back and buy it tomorrow. Chances are, you'll be happy you saved your money.
As a consumer, you have the right to complain about problems with any goods or services you’ve purchased.
If something goes wrong, buying on your credit or debit card gives you greater protection than cash or cheque.
Credit cards offer the most protection – as long as the item or service you bought cost over £100, you can claim against your card provider under Section 75 of the Consumer Credit Act to get your money back.
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